School Journey Insurance Scheme of Cover
SCHOOL JOURNEY INSURANCE SCHEME SUMMARY OF COVER
The policy arranged with the insurers covers the following:
| Cancellation including: |
£ |
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| - | injury or illness to insured person |
Max 10,000 |
| - | death of relative, or close friend. 10,000 | |
| compulsory quarantine, jury service, subpoena and strike by scheduled public transport services | ||
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| Medical transport and funeral expenses: | ||
| - | medical expenses reasonably and necessarily incurred; |
Unlimited |
| - | hospital expenses spent as an in-patient outside the UK for each twenty four hours spent in hospital to a maximum; |
Max 5,000 |
| - | travel expenses reasonably and necessarily incurred for ravel of relatives/friends on medical advice; |
Max 15,000 |
| - | evacuation expenses in the event of injury or illness provided that repatriation is medically necessary and organised by Insurers Rescue Services; |
Unlimited |
| - | funeral expenses including transport of body or ashes to UK and unforeseen expenses in returning to attend relative’s funeral. |
Unlimited |
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| Personal Accident Cover: |
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| - | included bodily injury to a person insured resulting Child
in death dismemberment or permanent, temporary Adult or partial disablement within 24 months |
Max 10,000 Max 20,000 |
| The amount of cover depends on the type of injury and the age of the claimant. Full details of this cover is available from the Insurance Officer, Business Services. |
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| Personal Effects and Money: |
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| loss or damage to personal property |
Max 1,000 |
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| delayed baggage (emergency purchases only) |
Max 750 |
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| money (i.e. coins, banknotes, postal orders, travellers cheques, credit cards) |
Max 1,500 |
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| travel delay £25 after 4 hours delay subject to |
Max 450 |
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| Personal liability: |
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| To a maximum of |
2,000,000 |
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| Excluding: |
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| Medical, travel, cancellation
Hospital and evacuation expenses |
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| - | journeys undertaken against medical advice |
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| - | losses otherwise insured |
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| - | suicide or self injury |
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| - | aviation other than as a passenger |
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| - | active service |
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| - | war |
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| - | expenses incurred as a result of pregnancy within two months of expected |
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| - | date of birth unless incurred in an emergency |
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| - | persons aged 75 or over |
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| - | £25 excess |
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| Personal property and money |
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| damage due to moth, vermin, wear and tear, gradual deterioration |
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| currency depreciation, errors or omissions in transaction |
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| loss not reported to the police within 24 hours |
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| confiscation by customs |
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| war |
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| £25 excess |
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